Renter's insurance is available and should be considered if you own valuables such as computers, stereos, televisions, bicycles, etc. Most policies will insure your belongings against theft and fire, but read the policy carefully for the exact extent of your coverage. Policies differ from one company to another. Some offer off-premises coverage, wherever you take it, your property will be insured (great for the radio at the beach!)

Be sure TO check the Deductible Clause! They vary greatly especially where theft claims are involved. Shop around for prices. It is best to stay with well-known and established firms. Check the yellow pages, or ask friends and relatives for recommendations. Students, check to see if you are already covered by your parents' policy.